Financial Analyst Salary in Texas 2026,
$99,150 Median | BLS Data by City

The published Texas figure is $99,150 a year, or $47.67 an hour, per BLS OEWS May 2025, with a band from $63,230 at the 10th percentile to $169,990 at the 90th and quartiles at $77,350 and $126,200. That is 3.5% below the national median of $102,740 in gross terms, before accounting for the absence of any Texas income tax. The row is SOC 13-2051, Financial and Investment Analysts.

Because upstream oil and gas finance is technically demanding and the local supply of people who can do it is small. Midland publishes $106,460 against Houston-Pasadena-The Woodlands $101,660, Austin-Round Rock-San Marcos $101,530 and Dallas-Fort Worth-Arlington $100,350. Reserve valuation, hedging strategy, well-level economics and reserve-based lending analysis are specialised skills, and a Permian Basin employer needing them is bidding against a national market from a small city.

Not for corporate work. Texas issues no analyst credential. Anyone recommending or selling securities must be registered through FINRA with a sponsoring firm, with state-level securities registration and enforcement handled by the Texas securities regulator, and anyone providing investment advice for compensation falls under investment adviser representative registration. A corporate analyst doing planning, budgeting and valuation inside a company needs none of that.

It depends entirely on the side of the market. In investment research, asset management and parts of energy finance the CFA charter is close to expected and is a genuine differentiator. In corporate financial planning and analysis it is largely irrelevant, and an MBA or sector expertise does more. The charter is a private credential from a global body with no legal standing in Texas, and the published band cannot isolate its effect. Decide on the basis of which roles you are targeting, not on the state.

It depends on the specialism. Midland at $106,460 is the highest published figure and is upstream energy finance specifically. Houston-Pasadena-The Woodlands at $101,660 offers the broadest energy finance market including midstream, trading and project finance. Dallas-Fort Worth-Arlington at $100,350 has the deepest corporate headquarters concentration and therefore the most financial planning and analysis roles. Austin-Round Rock-San Marcos at $101,530 skews toward technology company finance. Amarillo at $94,690 is a smaller regional market.

A specialised sub-occupation that happens to sit on the general financial analyst row. Upstream oil and gas finance involves reserve valuation under engineering and price uncertainty, hedging programmes, well-level economics and reserve-based lending structures — none of which is taught in a general finance curriculum and all of which requires working alongside petroleum engineers. Midland at $106,460 is a small metro where those skills are concentrated and the labour pool is thin, and the employer has to price against a national market for people who can do it. The lesson for a candidate is that in Texas, technical specialism inside finance pays more reliably than metro size does.

As roughly neutral once tax is included, and as a composition effect otherwise. Texas's $99,150 sits 3.5% below the national $102,740, but the national figure is lifted by the coastal financial centres where investment management and banking concentrate, and Texas's 0.88 location quotient confirms it has fewer of those roles per head. What Texas has instead is corporate financial planning and analysis at scale plus a specialised energy finance market. Against the four peer states within a percent of it — Georgia, Montana, South Dakota and Vermont — only South Dakota also has no income tax, so Texas leads the group in take-home terms.

Toward judgement and away from production. The routine end of financial analysis — assembling reporting packs, reconciling data, maintaining static models — is the part most exposed to automation, and it is also the $63,230-to-$77,350 part of the band. The parts that resist it are valuation under uncertainty, scenario and capital allocation work, and anything requiring domain knowledge deep enough to challenge the inputs. In Texas the domain that offers the deepest version of that is energy, which is why Midland and Houston sit where they do in the metro table. About 2,000 pro-rated openings a year is a healthy flow, but the composition of those openings is shifting.