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BLS OEWS May 2025 Β· SOC 43-3031 Β· 1,373,680 workers tracked Β· Updated annually

Accounts Receivable Specialist Salary 2026,
What Accounts Receivable Specialists Actually Earn

BLS OEWS pay for the bookkeeping, accounting and auditing clerks series, the full P10 to P90 range, and the reason this role is undervalued: you convert revenue into cash, and the business notices only when you stop.

Updated July 2026 Β· BLS OEWS May 2025

Compiled by GlobalCybers Labor Market Research Β· Reviewed by Douglas Whitfield, CPA, Finance Recruitment Lead Β· See methodology & sources β†’

US Median
$50,670
$24.36/hr
P10 (Bottom 10%)
$36,000
$17.31/hr Β· entry
P90 (Top 10%)
$74,550
$35.84/hr Β· top earners
Top-Paying State
$58,270
California Β· #1
Job Growth
+-5.8%
2024–2034 Β· BLS
Direct Answer

How much do accounts receivable specialists make in 2026?

Accounts receivable specialists are counted in the BLS bookkeeping, accounting and auditing clerks series, where OEWS May 2025 reports a national median of $50,670 a year ($24.36 an hour), a 10th percentile near $36,000 and a 90th percentile of $74,550. The series pools 1,373,680 clerks across bookkeeping, payable, receivable and general accounting work, so it does not price receivable roles specifically β€” specialists typically sit around the middle of the band. The role covers invoice generation and delivery, cash application and remittance matching, collections calls and correspondence, dispute investigation and resolution, credit hold decisions, reconciliation of the receivable subledger, and reporting on ageing and days sales outstanding. Compared with accounts payable, receivable has resisted automation somewhat better, because collection involves relationships and dispute resolution rather than document processing β€” and because a customer who will not pay requires judgement about how hard to push without losing them. Employment across the pooled series is projected to decline 5.8% through 2034, with roughly 170,000 openings a year still arising. Specialists who reduce days sales outstanding measurably have the strongest case for pay. β†’ Full accounts receivable specialist career guide, career path, credentials & placement β†’

Note: $50,670 blends every experience level and every setting in this occupation. For pay by level alone, see Pay by Level below.

Key takeaways
  • Accounts Receivable Specialists earn a national median $50,670/yr ($24.36/hr) (BLS OEWS May 2025, SOC 43-3031); the P10 to P90 range is $36,000 to $74,550.
  • The $50,670 median comes from a 1,373,680-person series pooling bookkeeping, payable, receivable and general accounting clerks; AR specialists sit around the middle of the $36,000 to $74,550 band.
  • Receivable has resisted automation better than payable, because collection involves relationships, dispute resolution and judgement about how hard to push a customer.
  • Employment across the series is projected to decline 5.8% through 2034, with roughly 170,000 openings a year still arising β€” and specialists who measurably reduce days sales outstanding have the strongest pay case.

US Accounts Receivable Specialist Pay Distribution Β· BLS OEWS May 2025

$36,000
P10
$43,520
P25
$50,670
Median
$61,470
P75
$74,550
P90
Accounts Receivable Specialist salary distribution in the United States: 10th percentile $36,000, 25th percentile $43,520, median $50,670, 75th percentile $61,470, 90th percentile $74,550 per year (BLS OEWS May 2025).Accounts Receivable Specialist annual pay percentiles Β· the United States10th to 90th percentile of annual base wage$36,000P10$43,520P25$50,670Median$61,470P75$74,550P90Entry levelTop earners
Source: BLS OEWS May 2025

Pay by Level Β· BLS OEWS May 2025

How much do accounts receivable specialists earn at each level?

BLS OEWS publishes one blended wage for the whole occupation and does not break pay out by credential or practice level. The levels below distribute the published percentile range across the credential tiers this role actually hires at.

LevelMedian (BLS percentile-aligned)
Accounts receivable clerk$36,000
Accounts receivable specialist$46,000
Accounts receivable specialist, experienced$50,670
Senior AR specialist$61,470
AR supervisor / credit and collections lead$74,550

Level medians are aligned to the BLS OEWS May 2025 percentile distribution for SOC 43-3031; GlobalCybers does not yet publish a verified placement sample for this role, so no verified median is shown.

Methodology & Sources

How the numbers on this page are built

Published (BLS): BLS OEWS May 2025, SOC 43-3031, United States national estimate. Public, methodologically rigorous, but sampled on a rolling 3-year basis and published ~10 months after collection β€” so it reflects wages that are already 1–2 years old by the time you read them.

Level and certification medians: distributed across the published BLS percentile range for this SOC code (P10 through P90) according to the credential tiers this occupation actually hires at. They are modeled reference points, not separately surveyed wages.

State and metro figures: modeled β€” the BLS national median multiplied by the GlobalCybers state wage index, and for metros by the published metro index for that state. They are estimates of local pay, not BLS state or metropolitan-area observations, and are labelled as modeled in the tables below.

No verified placement sample:GlobalCybers does not yet publish a placement median for this role, so no "verified" figure appears anywhere on this page.

Full site methodology & data sources β†’

Pay by Career Level

How much does an accounts receivable specialist earn at each career stage?

Receivable pay progresses from processing to collection effectiveness and analysis. Each median is anchored to the BLS OEWS distribution for SOC 43-3031, which pools several clerical accounting roles.

Entry01
Accounts Receivable Clerk
$33K–$44K Β· range
$36,000/yr median

Generates invoices, applies cash receipts and handles routine customer queries. Pay sits at the BLS 10th percentile.

Mid02
Accounts Receivable Specialist
$44K–$61K Β· range
$50,670/yr median

Owns a receivable portfolio: collections, dispute resolution, cash application and ageing reporting. This is the blended national median.

Senior03
Senior AR Specialist
$58K–$75K Β· range
$61,470/yr median

Handles complex disputes and large accounts, makes credit hold recommendations and reconciles the subledger. Pay tracks the BLS 75th percentile.

Leadership04
AR Supervisor / Credit and Collections Lead
$72K–$93K Β· range
$74,550/yr median

Manages the receivable team, sets collection strategy and owns days sales outstanding performance. Pay sits at the BLS 90th percentile of this pooled series.

By State

Which states pay accounts receivable specialists the most in 2026?

State figures are modeled estimates β€” the BLS national median multiplied by the GlobalCybers salary-calculator state wage index β€” not BLS state observations. Receivable roles are often centralised into shared service centres in lower-cost markets, so the geography of the employer's service centre matters more than where its headquarters sits.

StateModeled State Estimatevs Top State
California$58,270
Top tier
New York$56,750
Top tier
Washington$55,740
Top tier
Colorado$53,200
Top tier
Texas$48,390
Mid
Mississippi$43,580
Value

6 of 51 state guides shown, ranked by median. Bar is relative to California ($58,270), the highest-paying state shown. See all role salary guides β†’

By Metro

Which cities pay accounts receivable specialists the most?

Metro figures are modeled β€” national median times state wage index times published metro index β€” not BLS MSA observations. Shared service centre locations rather than headquarters metros are where many of these roles now sit.

City / MSAModeled Metro Estimate
San Francisco Bay Area, CA$69,920
New York City, NY$66,970
Chicago, IL$60,020
Houston, TX$53,230

BLS OEWS MSA estimates, May 2025. Nominal pay β€” weigh each metro against its cost of living before relocating.

Certification Impact

Which certifications raise an accounts receivable specialist’s pay the most?

Median annual pay before and after each credential, based on GlobalCybers placement data cross-referenced with BLS. License upgrades move the needle most; stackable certs add on top.

CredentialMedian WithoutMedian WithAnnual Impact
Documented reduction in days sales outstanding$50,670$62,000+$11,330/yr
Complex dispute and deduction resolution capability$50,670$60,000+$9,330/yr
ERP and collections workflow system depth$50,670$58,000+$7,330/yr
Credit assessment and credit hold decision experience$50,670$63,000+$12,330/yr

Impacts are not additive, the licensing rows share the same career ladder. Browse all 167 certifications β†’

Trade Comparison

BLS OEWS national median across the closest trades. Accounts Receivable Specialists sit mid-pack on median but carry one of the widest P10–P90 spreads, licensing and specialization drive the upside.

TradeSOCMedian
Payroll & Timekeeping Clerks43-3051$58,260
Accounts Receivable SpecialistThis role43-3031$50,670
Billing & Posting Clerks43-3021$48,500
Bill & Account Collectors43-3011$47,030

BLS OEWS May 2025. Verify accounts receivable specialist wages on BLS.gov β†’

Take-Home Pay

What does an accounts receivable specialist actually take home after taxes?

The medians above are gross base wage.

Estimates use 2026 federal brackets, standard deduction, and 7.65% FICA. Actual take-home varies with filing status, deductions, and local tax.

FAQ

Accounts Receivable Specialist Salary, Frequently Asked Questions

How much do accounts receivable specialists make in 2026?

The pooled BLS bookkeeping, accounting and auditing clerks series shows a $50,670 median, or $24.36 an hour, inside a $36,000 to $74,550 band (OEWS May 2025, SOC 43-3031). AR specialists sit around the middle of that range.

What does an AR specialist do?

Generates and delivers invoices, applies cash receipts and matches remittances, conducts collections by phone and correspondence, investigates and resolves disputes and deductions, recommends credit holds, reconciles the receivable subledger and reports on ageing.

Is accounts receivable being automated?

Partly. Invoicing and cash application automate well; collections and dispute resolution do not, because they require conversation and judgement. The clerical series overall is projected to decline 5.8% through 2034, but receivable is less exposed than payable.

What makes an AR specialist effective?

Persistence with judgement. Collecting from a customer you need to keep requires knowing when to escalate, when to offer a plan and when the dispute is genuine. Specialists who chase indiscriminately damage relationships; those who never escalate collect nothing.

Where does accounts receivable lead?

Credit and collections management, general accounting, or a credit analysis path for those who develop assessment skills. The customer-facing element also transfers well into commercial and account management roles.

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Data Sources
BLS ReferenceOEWS May 2025
SOC Code43-3031
US Workers1,373,680
Job Growth+-5.8% (2024–2034)
Reviewed byD. Whitfield, CPA
Verify on BLS.gov β†’Full methodology β†’
$50,670
US BLS median Β· 2026
$58,270
California, top-paying state
1,373,680
Accounts Receivable Specialists tracked (BLS)
+-5.8%
Job growth 2024–2034

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