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BLS OEWS MAY 2025 Β· SOC 43-3031 Β· -5.8% OUTLOOK THROUGH 2034

Accounts Receivable Specialist Career Guide,
Salary, Licence & Jobs 2026

An accounts receivable specialist owns the money coming in β€” applying customer payments, reconciling the AR ledger, chasing past-due invoices, resolving short-pays and deductions, and reporting the aging so cash lands on time.

Updated July 21, 2026 Β· Next review Jan 2027 Β· BLS OEWS May 2025

Compiled by GlobalCybers Labor Market Research Β· Reviewed by Douglas Whitfield, CPA, Finance Recruitment Lead Β· See methodology & sources β†’

Get Accounts Receivable Specialist Jobs β†’Salary Guide β†’
US Median
$50,670
P90 Earners
$74,550
Job Growth
βˆ’5.8%
Licence
State
Direct Answer

What is the salary and career path for a accounts receivable specialist?

Accounts receivable specialist falls under Bookkeeping, Accounting, and Auditing Clerks (SOC 43-3031), the broad BLS clerk code that houses AR work; the OEWS May 2025 median is $50,670 a year ($24.36 an hour), running from $36,000 at the 10th percentile to $74,550 at the 90th for senior and lead AR roles. BLS projects the code to decline 5.8% over 2024–2034 as accounting software automates posting and reconciliation, though the huge base still turns over roughly 170,000 openings a year, almost all replacement. Entry needs only a high-school diploma, and an AIPB or NACPB bookkeeping credential plus ERP fluency lift pay.

Key takeaways
  • Accounts Receivable Specialists earn a national median $50,670/yr ($24.36/hr) (BLS OEWS May 2025, SOC 43-3031); the top 10% clear $74,550.
  • Accounts receivable specialist sits under Bookkeeping, Accounting, and Auditing Clerks (SOC 43-3031), with a $50,670 median and no degree required to enter.
  • BLS projects the code to decline 5.8% through 2034 as accounting software automates posting, though about 170,000 openings a year still arise, almost all replacement.
  • Pay runs from an AR clerk near $36,000 to an AR supervisor at the $74,550 top decile, with certification, ERP skill and deduction expertise the main levers.
βˆ’5.8%
Job growth Β· 2024–2034
170,000
Openings per year Β· projected
$50,670
National median Β· BLS OEWS May 2025

Career Path

How do you become an accounts receivable specialist?

1

AR clerk

Years 0–2
$36,000
median/yr

Applying payments and posting invoices, an AR clerk starts near the $36,000 10th percentile.

2

Accounts Receivable Specialist

Years 2–5
$50,670
median/yr

Owning cash application, reconciliation and collections earns around the $50,670 median.

3

Senior AR specialist / analyst

Years 5–9
$61,470
median/yr

Handling deductions, disputes and month-end AR pushes pay toward the $61,470 75th percentile.

4

AR supervisor / manager

Years 9+
$74,550
median/yr

Running the AR team and DSO targets reaches the $74,550 90th percentile.

BLS Salary Data

Which state pays accounts receivable specialists the most in 2026?

Source: BLS OEWS May 2025, SOC 43-3031. National median: $50,670. Full salary guide β†’

California
Top-paying tier
$58,270
median/yr
New York
Top-paying tier
$56,750
median/yr
Washington
Top-paying tier
$55,740
median/yr
Colorado
Top-paying tier
$53,200
median/yr
Texas
Mid tier
$48,390
median/yr
Mississippi
Value tier
$43,580
median/yr

Pay Comparison

Head-to-head against the roles accounts receivable specialists most often weigh against. BLS OEWS May 2025 medians.

RoleSOCBLS Medianvs. Accounts Receivable Specialist
Financial Analyst13-2051$102,740+$52,070
Budget Analyst13-2031$91,640+$40,970
Credit Analyst13-2041$83,510+$32,840
Accounts Receivable SpecialistThis guide43-3031$50,670β€” baseline
⚑

Takeaway: accounts receivable specialists rank 4 of 4 on median pay among the comparable roles above, with a projected βˆ’5.8% employment change 2024–34 (BLS Employment Projections). Pay position and projected demand together are what determine how quickly accounts receivable specialists clear offers across the GlobalCybers placement network.

Methodology & Sources

How this guide is sourced and reviewed

Wages (BLS): All median and percentile figures are BLS OEWS May 2025, SOC 43-3031 (accounts receivable specialists) and the matching SOC codes for each comparison role. OEWS is sampled on a rolling 3-year basis and published ~10 months after collection, so treat it as a firm anchor rather than a spot rate.

Job growth: Projected 2024–34 employment change, and the average annual openings figure, are from the BLS Employment Projections program, by occupation. Openings are a per-year average over the projection decade, not a decade total.

Licensing & credentials:Requirements are drawn from the issuing state licensing boards and the certifying body behind each credential β€” not from third-party aggregators.

Demand signal:Any statement about how quickly this role clears offers reflects GlobalCybers placement request volume across the trailing 12 months β€” our own network data, offered as a directional real-world indicator alongside BLS, not a market-wide survey.

Full site methodology & data sources β†’

DW
Reviewed by Douglas Whitfield
CPA, Finance Recruitment Lead Β· Last verified 2026-07-21
Verify on BLS.gov β†’

Credentials

What licences and certifications do accounts receivable specialists need?

High-school diploma
Mandatory

The minimum entry credential, paired with on-the-job receivables training. See all state licences β†’

AIPB Certified Bookkeeper
Employer-required

The American Institute of Professional Bookkeepers credential validating ledger and reconciliation skill.

NACPB Certified Bookkeeper (optional)
Industry-valued

A National Association of Certified Public Bookkeepers credential that strengthens accounting basics.

ERP AR-module proficiency
Industry-valued

Demonstrated command of SAP, Oracle or NetSuite receivables and cash-application tools.

Tools & Software

What tools and software do accounts receivable specialists use on the job?

βš™οΈ Core Tools & Equipment

ERP AR modules, SAP, Oracle and NetSuite receivables modules for posting and matching payments.
Cash-application and lockbox tools, Auto-cash and lockbox systems that apply incoming customer payments to invoices.
Collections / dunning platforms, HighRadius and similar tools for aging, dunning and deduction workflows.
Spreadsheets, Excel for AR aging, reconciliations and DSO reporting.

πŸ“Š BLS Employment Data, SOC 43-3031

Projected openings per year (2024–2034)170,000
Job growth (2024–2034)βˆ’5.8%
National median$50,670
BLS data releaseOEWS May 2025

Salary Levers

How do accounts receivable specialists earn above the $50,670 BLS median?

πŸ“

Bookkeeping certification and ERP skills

Certification and AR-module fluency move pay off the $36,000 entry band toward the median.

🏭

Deduction and dispute expertise

Owning short-pay and deduction resolution lifts pay toward the $61,470 upper band.

πŸŽ“

Advancement to AR supervisor

Managing the AR team and DSO reaches the $74,550 top decile.

This Route vs. College

Is becoming an accounts receivable specialist worth it vs. a 4-year degree?

The entry route into this role, set against a four-year degree. Same starting line, side by side.

Path A

The accounts receivable specialist route

AR specialist is an accessible role that needs no degree: a diploma plus cash-application skills gets you in near the $36,000 10th percentile, and a bookkeeping certification and ERP fluency move you to the $50,670 median and toward the $74,550 top decile β€” but the code is projected to decline 5.8%, so automation-resistant deduction and collections skill is what protects earnings.

Entry-level (P10)
$36,000
All-level median
$50,670
Path B

Four-year bachelor's degree

No degree is required to become an AR specialist β€” a diploma, bookkeeping certification and ERP proficiency substitute for one; with the clerk code shrinking, mastering deduction research and collections, not a four-year degree, is what grows pay.

Debt at year 4
βˆ’$35K
Year 5 (1st job)
~$60,000

Entry-level (10th percentile) and all-level median wages: BLS OEWS May 2025, SOC 43-3031. Student-debt figure: median federal borrower balance for bachelor's-degree completers. Starting-salary comparison is illustrative and varies by field and region.

FAQ

Accounts Receivable Specialist Career, Frequently Asked Questions

How much does an Accounts Receivable Specialist make?

AR specialists are reported under Bookkeeping, Accounting, and Auditing Clerks (SOC 43-3031), whose OEWS May 2025 median is $50,670 a year ($24.36 an hour); pay ranges from $36,000 at the 10th percentile to $74,550 at the 90th for senior and lead AR roles.

What does an Accounts Receivable Specialist do?

An AR specialist applies incoming customer payments, reconciles the receivables ledger, chases past-due invoices, researches short-pays and deductions, and reports the aging so cash is collected accurately and on time.

How does GlobalCybers help accounts receivable specialists find permanent jobs?

You set your career intent, target role, location, salary, credentials, and timeline, in 3 minutes. Our recruiters benchmark your pay against BLS data and live employer requirements, then bring matching permanent job opportunities directly to you. No applications. No job boards. We verify your credentials so employers see a complete, credible profile. After placement, we pay your licence renewal fees. Permanent, full-time, direct-hire only.

Do accounts receivable specialists need a degree?

No β€” a high-school diploma with cash-application skills is the base, and employers value ERP proficiency and a bookkeeping certification over a degree; the role is an accessible on-ramp into accounting operations.

How do you become an accounts receivable specialist?

You finish high school with accounting basics, start as an AR clerk posting payments, master cash application, deductions and collections, build ERP fluency, and often earn an AIPB or NACPB bookkeeping credential to advance.

Is accounts receivable specialist a growing career?

No β€” BLS projects the bookkeeping and accounting clerks code to decline 5.8% through 2034 as software automates posting and reconciliation; the large workforce still produces roughly 170,000 openings a year, almost entirely from replacement rather than growth.

What is the difference between accounts receivable and accounts payable?

Accounts receivable manages money owed to the company by customers β€” applying payments and collecting invoices β€” while accounts payable manages money the company owes to vendors; both clerk specialties sit under SOC 43-3031 but sit on opposite sides of the ledger.

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Accounts Receivable Specialist (Accounting & Finance) β€” flat illustration: column chart with a rising trend line. Median pay (BLS OEWS May 2025) $50,670, Projected growth 2024–2034 -5.8%.
Accounts Receivable Specialist: national median $50,670, BLS-projected -5.8% growth 2024–2034.
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