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Georgia Paycheck Calculator 2026

Net take-home pay in Georgia after federal tax, Georgia's flat state income tax and FICA. The rate is 5.39% for 2026 and phasing down; no city adds a wage tax. Results update instantly.

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Estimates only. This calculator uses 2026 federal and state tax rates for illustrative purposes. It does not account for all possible deductions, credits, local taxes, or individual circumstances. Consult a tax professional or use official IRS tools for accurate withholding calculations.

Paycheck Calculator FAQ

What is the Georgia state income tax rate in 2026?

A flat 5.39%. House Bill 1437 scrapped Georgia's old graduated brackets in 2024, starting at 5.49% with automatic annual reductions, subject to revenue triggers, until the rate reaches 4.99%. Every dollar of wages, overtime included, is taxed at the same flat rate.

Does Atlanta have a city income tax?

No. Georgia law leaves wage taxation to the state alone, so Atlanta, unlike Philadelphia, New York City or Ohio's big cities, withholds nothing from your paycheck. That keeps take-home identical across metro Atlanta whether your job site is Midtown, Alpharetta or Douglasville.

Will Georgia's rate keep falling?

That is the legislated plan: roughly a tenth of a point per year until 4.99%, provided state revenue targets are met, with lawmakers having accelerated cuts in strong revenue years. Each step is worth about $65 a year per $65,000 of salary, so the phase-down compounds meaningfully over a career.

How much of my salary do I keep in Georgia?

Typically 71-80% for salaries between $40,000 and $120,000 (single filer, standard federal deduction) after federal tax, the flat state tax and FICA. A $65,000 salary nets about $50,500. Enter your exact salary, filing status and deductions in the calculator for a precise breakdown.

Georgia Take-Home

Take-home pay in Georgia: what makes it different

A Georgia paycheck loses federal income tax, Social Security (6.2%), Medicare (1.45%) and Georgia's flat state income tax, 5.39% for 2026 under the ongoing phase-down that replaced the old 1%-5.75% brackets. No Georgia city or county taxes wages, so an Atlanta paycheck loses nothing extra to the city. A single filer earning $65,000 takes home about $50,500 a year (78%). Enter any gross salary for the exact breakdown. (This page's table applies the 5.49% effective rate from the site's state-tax dataset.)

5.49%
Georgia state income tax
78%
Take-home at $65k, single filer, standard deduction
$52,700
Married filing jointly take-home at $65k (81%)

How much is your salary after taxes in Georgia? (2026)

Estimated annual and monthly take-home for a single filer taking the standard deduction. Enter your exact figures in the calculator above for a personalised breakdown.

Married filing jointly? A household earning $65,000 in Georgia keeps about $52,700 (~81%) — thanks to a larger standard deduction and wider brackets.

Gross salaryFederal + FICATake-home / yrTake-home / mo% kept
$40,000$8,017$31,983$2,66580%
$50,000$10,531$39,469$3,28979%
$60,000$13,045$46,955$3,91378%
$70,000$16,212$53,788$4,48277%
$80,000$19,726$60,274$5,02375%
$90,000$23,240$66,760$5,56374%
$100,000$26,754$73,246$6,10473%
$120,000$33,815$86,185$7,18272%
Is Georgia's flat tax high for the Southeast?

It is the region's main tax disadvantage: Florida and Tennessee withhold nothing, and North Carolina's flat 4.5% undercuts Georgia by nearly a point. Georgia argues back with metro Atlanta wages, no local wage taxes and the scheduled phase-down; South Carolina and Alabama meanwhile reach 5%-6.5% at the top.

How does Georgia take-home compare to its neighbors?

A Georgia worker on $65,000 keeps roughly $3,500 less per year than a Floridian or Tennessean at the same gross, and about $600 less than a North Carolinian. The gap narrows every year the flat rate steps down, and metro Atlanta's higher trade wages offset it for many workers.

What deductions come out of a Georgia paycheck?

Federal income tax, Social Security (6.2% to $176,100), Medicare (1.45%, plus 0.9% over $200,000), Georgia's flat state tax, and any voluntary pre-tax items, 401(k), health premiums, HSA/FSA and union dues. There is no state disability or paid-leave premium and no local wage tax.

Georgia salary calculatorGeorgia trade salary guidesPaycheck calculator, all states
Sources & methodology

Take-home figures apply 2026 federal income-tax brackets and the standard deduction, Social Security (6.2% to the $176,100 wage base) and Medicare (1.45%). Primary sources: IRS · Georgia Department of Revenue · Georgia Department of Labor. Reviewed 2026-07-21 by the GlobalCybers Data Desk · estimates only, not tax advice. Full methodology →

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Paycheck calculator by state

State income tax is the single biggest swing in your take-home pay, from 0% in nine states to 13.3% at the top in California. Pick your state to see net pay after federal tax, FICA and state tax on any salary. States marked No tax have no state income tax.

AlabamaAlaskaNo taxArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaNo taxGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNo taxNew HampshireNo taxNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaNo taxTennesseeNo taxTexasNo taxUtahVermontVirginiaWashingtonNo taxWashington D.C.West VirginiaWisconsinWyomingNo tax