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Missouri Paycheck Calculator 2026

Net take-home pay in Missouri after federal tax, Missouri state tax and FICA. The 4.8% top rate kicks in by about $9,000, and Kansas City and St. Louis each add a 1% earnings tax. 2026 rates.

📈 Missourisalary calculator, hourly ↔ annual & market rate →

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Type your gross salary on the left and your full take-home breakdown, taxes, deductions and net pay, updates instantly.

Estimates only. This calculator uses 2026 federal and state tax rates for illustrative purposes. It does not account for all possible deductions, credits, local taxes, or individual circumstances. Consult a tax professional or use official IRS tools for accurate withholding calculations.

Paycheck Calculator FAQ

What is the Missouri state income tax rate?

A short graduated ladder topping out at 4.8%, down from 5.4% a few years ago with more legislated cuts pending. Because the top bracket starts at roughly $9,000 of taxable income and the first ~$1,300 is exempt, virtually all trade pay faces the 4.8% marginal rate, making Missouri effectively a flat-tax state.

Who pays the Kansas City and St. Louis earnings tax?

Residents of either city on all wages, wherever earned, and non-residents on wages earned inside the city limits. Both taxes are a flat 1%, withheld by employers, and both are periodically reauthorized by city voters. A suburban tradesperson working downtown pays it; one on a suburban site does not.

Is Missouri's income tax still going down?

Yes. A series of triggered cuts has moved the top rate from 5.4% to 4.8%, and enacted legislation schedules further reductions, with lawmakers debating full elimination of the tax on wages. Each tenth of a point is worth about $65 a year on a $65,000 salary.

How much of my salary do I keep in Missouri?

Typically 71-80% for salaries between $40,000 and $120,000 (single filer, standard federal deduction) after federal tax, Missouri state tax and FICA, minus 1% if the Kansas City or St. Louis earnings tax applies to you. A $65,000 salary nets about $51,000 before city tax. Enter your exact numbers for a precise breakdown.

Missouri Take-Home

Take-home pay in Missouri: what makes it different

A Missouri paycheck loses federal income tax, Social Security (6.2%), Medicare (1.45%) and Missouri state income tax, a short graduated ladder whose 4.8% top rate is reached by about $9,000 of taxable income, so trade pay is effectively flat-taxed. Kansas City and St. Louis each withhold an additional 1% earnings tax from anyone living or working in the city. A single filer earning $65,000 takes home about $51,000 a year (78%) before city tax. Enter any gross salary for the exact breakdown.

4.80%
Missouri state income tax
78%
Take-home at $65k, single filer, standard deduction
$53,200
Married filing jointly take-home at $65k (82%)

How much is your salary after taxes in Missouri? (2026)

Estimated annual and monthly take-home for a single filer taking the standard deduction. Enter your exact figures in the calculator above for a personalised breakdown.

Married filing jointly? A household earning $65,000 in Missouri keeps about $53,200 (~82%) — thanks to a larger standard deduction and wider brackets.

Gross salaryFederal + FICATake-home / yrTake-home / mo% kept
$40,000$7,741$32,259$2,68881%
$50,000$10,186$39,814$3,31880%
$60,000$12,631$47,369$3,94779%
$70,000$15,729$54,271$4,52378%
$80,000$19,174$60,826$5,06976%
$90,000$22,619$67,381$5,61575%
$100,000$26,064$73,936$6,16174%
$120,000$32,987$87,013$7,25173%
Is Missouri competitive for trade take-home in the Midwest?

Yes, and improving. The effective 4.8% sits just below Illinois' 4.95% with lower living costs, and the phase-down keeps widening that edge. The 1% metro earnings taxes are the main caveat, a downtown St. Louis crane operator pays it, a St. Charles County one does not.

How does Missouri take-home compare across the Kansas line?

Closely, with a wrinkle: Kansas' graduated rates reach 5.7%, above Missouri's 4.8%, but Kansas City straddles both states, so trades compare a Missouri-side address plus 1% earnings tax against a Kansas-side address at higher state rates. At $65,000 the difference typically lands under $400 a year either way.

What deductions come out of a Missouri paycheck?

Federal income tax, Social Security (6.2% to $176,100), Medicare (1.45%, plus 0.9% over $200,000), Missouri state tax at an effective ~4.8%, the 1% earnings tax if you live or work in Kansas City or St. Louis, and voluntary pre-tax items, 401(k), health premiums, HSA/FSA and union dues.

Missouri salary calculatorMissouri trade salary guidesPaycheck calculator, all states
Sources & methodology

Take-home figures apply 2026 federal income-tax brackets and the standard deduction, Social Security (6.2% to the $176,100 wage base) and Medicare (1.45%). Primary sources: IRS · Missouri Department of Revenue · Kansas City earnings tax. Reviewed 2026-07-21 by the GlobalCybers Data Desk · estimates only, not tax advice. Full methodology →

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Paycheck calculator by state

State income tax is the single biggest swing in your take-home pay, from 0% in nine states to 13.3% at the top in California. Pick your state to see net pay after federal tax, FICA and state tax on any salary. States marked No tax have no state income tax.

AlabamaAlaskaNo taxArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaNo taxGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNo taxNew HampshireNo taxNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaNo taxTennesseeNo taxTexasNo taxUtahVermontVirginiaWashingtonNo taxWashington D.C.West VirginiaWisconsinWyomingNo tax