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Minnesota Paycheck Calculator 2026

Net take-home pay in Minnesota after federal tax, Minnesota's progressive state tax and FICA. Brackets run 5.35% to 9.85%, and the new Paid Leave premium began in 2026. Results update instantly.

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Type your gross salary on the left and your full take-home breakdown, taxes, deductions and net pay, updates instantly.

Estimates only. This calculator uses 2026 federal and state tax rates for illustrative purposes. It does not account for all possible deductions, credits, local taxes, or individual circumstances. Consult a tax professional or use official IRS tools for accurate withholding calculations.

Paycheck Calculator FAQ

What is the Minnesota state income tax rate?

Four brackets: 5.35%, 6.8%, 7.85% and 9.85%, with thresholds indexed annually, the 6.8% bracket starts around $32,000 for single filers, so a journeyman salary pays 6.8% at the margin. Minnesota's distinctive feature is the floor: no other state begins taxing income at a rate as high as 5.35%.

What is the Minnesota Paid Leave deduction on my paycheck?

The premium for Minnesota's new Paid Leave program, which launched on January 1, 2026 and provides up to 20 weeks of combined family and medical leave. The premium is split between employer and employee; the employee share is capped at 0.44% of wages, roughly $286 a year on a $65,000 salary, withheld like other payroll taxes.

Does Minneapolis or St. Paul have a city income tax?

No. Minnesota leaves income taxation entirely to the state, so the Twin Cities withhold no local wage tax, unlike Detroit, Cleveland or Philadelphia. Given Twin Cities union trade scale runs about 7% above the state median, the absence of a city layer keeps the metro premium intact.

How much of my salary do I keep in Minnesota?

Typically 68-77% on this table's conservative basis for salaries between $40,000 and $120,000 (single filer, standard federal deduction), and 1-2 points more at the true 6.8% marginal bracket, minus the 0.44% Paid Leave share. A $65,000 salary nets about $49,000 on the conservative basis. Enter your exact numbers for a precise breakdown.

Minnesota Take-Home

Take-home pay in Minnesota: what makes it different

A Minnesota paycheck loses federal income tax, Social Security (6.2%), Medicare (1.45%) and Minnesota's progressive state income tax, brackets of 5.35%, 6.8%, 7.85% and 9.85%, and that 5.35% bottom rate is the highest starting rate in the nation. From January 2026, employees also fund a share of the new Minnesota Paid Leave program, up to 0.44% of wages. A single filer earning $65,000 takes home about $49,000 a year (75%). Enter any gross salary for the exact breakdown. (This page's table applies the 7.85% effective rate from the site's state-tax dataset, conservative for mid-range salaries.)

7.85%
Minnesota state income tax
75%
Take-home at $65k, single filer, standard deduction
$51,200
Married filing jointly take-home at $65k (79%)

How much is your salary after taxes in Minnesota? (2026)

Estimated annual and monthly take-home for a single filer taking the standard deduction. Enter your exact figures in the calculator above for a personalised breakdown.

Married filing jointly? A household earning $65,000 in Minnesota keeps about $51,200 (~79%) — thanks to a larger standard deduction and wider brackets.

Gross salaryFederal + FICATake-home / yrTake-home / mo% kept
$40,000$8,961$31,039$2,58778%
$50,000$11,711$38,289$3,19177%
$60,000$14,461$45,539$3,79576%
$70,000$17,864$52,136$4,34574%
$80,000$21,614$58,386$4,86673%
$90,000$25,364$64,636$5,38672%
$100,000$29,114$70,886$5,90771%
$120,000$36,647$83,353$6,94669%
Is Minnesota the highest-tax state in the Midwest?

For income tax, clearly: the 5.35% floor exceeds most neighbors' top rates, Iowa is moving to a 3.8% flat tax, North Dakota's top rate is 2.5%, and Wisconsin's trade-range bracket is 5.3%. Minnesota argues back with union wages ~4% above the national median, strong benefits mandates and the new paid-leave program that the premium funds.

How does Minnesota take-home compare to nearby states?

A $65,000 single filer keeps roughly $1,500-$2,500 less per year than in Wisconsin, Iowa or the Dakotas at the same gross. Twin Cities trade wages typically exceed those markets by more than that, so net pay often still favors Minnesota, but border-city workers in Fargo-Moorhead and Superior-Duluth feel the rate difference directly.

What deductions come out of a Minnesota paycheck?

Federal income tax, Social Security (6.2% to $176,100), Medicare (1.45%, plus 0.9% over $200,000), Minnesota state tax (6.8% marginal for most trade pay), the Paid Leave employee premium (up to 0.44% from 2026), and voluntary pre-tax items, 401(k), health premiums, HSA/FSA and union dues. No local wage taxes apply.

Minnesota salary calculatorMinnesota trade salary guidesPaycheck calculator, all states
Sources & methodology

Take-home figures apply 2026 federal income-tax brackets and the standard deduction, Social Security (6.2% to the $176,100 wage base) and Medicare (1.45%). Primary sources: IRS · Minnesota Department of Revenue · Minnesota Paid Leave (DEED). Reviewed 2026-07-21 by the GlobalCybers Data Desk · estimates only, not tax advice. Full methodology →

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Paycheck calculator by state

State income tax is the single biggest swing in your take-home pay, from 0% in nine states to 13.3% at the top in California. Pick your state to see net pay after federal tax, FICA and state tax on any salary. States marked No tax have no state income tax.

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